Detecting code for beaches

[PHIL YNYSBOETH]

I think  swinging a sharp metal hook around Holiday makers could be classed as dangerous
I thought thats why we paid Third party insurance for, incase we damage property or injure someone  so just go for it 

Out of interest has anyone met anyones that had to make a claim ?

[Chef Geoff]

Strange you should ask that Phil, I was talking to Ray and Taff about this a couple of weeks ago. In the 32 years I've been around the hobby I have never met anyone or even heard of anyone who has had to use it. Although we have to have it (just in case) and although it is part of most house insurance, i don't think it is used very much in any sphere. If you try and buy public liability insurance the paperwork costs more than the policy.
I (with a couple of others) arranged a Game fair back in 02 (guns, fly hooks, knives), It lasted 2 days and was attended by 600 people and the cover cost just £27.

[PHIL YNYSBOETH]

Hi Geoff

I think the yearly premium reflex's the risk the Brokers are talking offering cover (which is minimal)
FID charge £3.50 and with that you get a yearly free gift. last year it was a ball point Pen.and a bi yearly Bulletin.
You'd think a game fair would be very high risk and attract an higher premium.£27 ....bargin !

[Chef Geoff]

It's all down to risk assessments, If you do one on metal detecting you wouldn't need a very big piece of paper.